Professional Indemnity (E&O) Insurance

Professional Indemnity Insurance, also known as Errors & Omissions (E&O) Insurance, protects businesses and professionals against claims of negligence, errors, or omissions made while delivering professional services. Even with extensive qualifications and experience, professional work often involves judgment calls that can lead to disputes.

If a client believes your service did not meet agreed standards, or you omitted critical steps, you may face a lawsuit, regardless of whether the claim is justified. Such legal actions can result in significant financial and reputational damage.

Professional service providers are exposed to a higher risk of client claims than many other sectors. Dissatisfied clients, alleged mistakes, or perceived professional negligence can all lead to costly litigation. E&O Insurance provides financial protection and peace of mind, covering legal defence costs and potential damages.

E&O Insurance is relevant for a broad range of professions such as technology and information companies, lawyers, consultants, medical professionals, notaries, real estate appraisers and agents, insurance brokers, engineers and architects, as well as accountants, auditors, tax advisors or any other business advisors/consultants.

It is particularly important for technology companies, where contractual requirements often demand E&O coverage. In today’s market, clients rely heavily on digital solutions, meaning that even minor errors can cause significant business disruptions and lead to substantial compensation claims.

As independent brokers, we assess your professional risks and connect you with insurers who can provide coverage tailored to your specific activities and contractual obligations. We work on your behalf to negotiate terms, secure competitive pricing, and coordinate with insurers in the event of a claim. In case you are facing issues allocating local insurance market solutions, we have the ability to find the solution with international insurers.