Cyber Insurance

Cyber insurance helps businesses prevent, respond to, and recover from incidents that compromise personal and business data. It covers losses from business interruption and reputational harm.

With the growing reliance on digital technologies, companies store increasing volumes of sensitive information — both in physical and digital form. Such data is at risk from malicious cybercriminals, as well as from negligent or intentional actions by employees. The financial and reputational damage from a breach can be severe, and in some cases, threaten the survival of the business.

No organisation is immune to cyber threats. A single incident can lead to regulatory proceedings and fines, lawsuits, operational downtime, and lasting damage to customer trust. Cyber insurance provides both financial protection and expert response resources to help you manage the aftermath effectively.

Cyber insurance used to be primarily suitable mainly for organisations that handle personal, financial, or sensitive business information — whether stored digitally or physically. However latest development of cybercriminal activities is affecting almost all industries and companies of all sizes, through business interruption and reputational harm losses.

• Incident response and support from IT forensics, legal, and PR consultants
• Regulatory defence and penalties
• Damages from breaches of data confidentiality, incl. legal defence costs
• Business interruption losses
• Costs of notifying affected parties in line with data protection laws (ZVOP-2)
• Data restoration or compensation for lost data
• Coverage against cyber extortion and ransomware
• eCrime

As independent brokers, we connect you with trusted insurers and secure tailored cyber risk coverage that matches your operational and regulatory environment. Our role doesn’t end at placement — we coordinate with insurers, your legal advisors, and IT specialists to ensure swift, expert response in the event of an incident.