D&O Insurance

Directors & Officers (D&O) Insurance protects company directors, board members, and senior decision-makers against personal liability for claims arising from their management decisions. It covers legal defence costs, settlements, and damages if they are sued for alleged wrongful acts while managing the company. D&O insurance protects company financial position in case of indemnification provisions or company securityholders claims against company.

In today’s increasingly regulated environment, senior executives face heightened scrutiny from shareholders, regulators, employees, and other stakeholders. Allegations of mismanagement, breach of duty, or regulatory non-compliance can lead to costly legal actions and/or regulatory proceeding. Without adequate D&O cover, directors’ personal assets and company assets may be at risk.

D&O Insurance is designed for:

• Directors and board members
• Senior executives and officers
• Managers with decision-making authority
• Companies of all sizes; from SMEs to multinationals

It is particularly relevant for public companies and companies operating in industries with complex regulations or those expanding into new markets, where compliance requirements and litigation risks are higher.

• Legal defence and other necessary costs for directors and officers facing claims of wrongful acts
• Settlements and damages awarded in lawsuits
• Regulatory or pre-criminal investigation expenses
• Claims from securityholders, employees, regulators, or other stakeholders
• Coverage for past, present, and future directors and officers

At Advisio, we specialise in broking management liability coverage tailored to your organisation’s specific governance structure and risk profile. We are the leading D&O broker in the region, placing most of major D&O insurance programs in Slovenia. Our in-house legal team coordinates between your company, insurers, and your chosen lawyers to ensure a seamless claims process.

We provide this expertise to both the largest corporations in the region and innovative companies growing in challenging international markets, ensuring decision-makers are protected and business leadership remains secure.